Many mortgage fraud attempts involve mortgagors who are purportedly overseas or mortgagors who want to be witnessed remotely. This is because:

  1. If we suspect a fraudster we will always attempt to have them arrested at the time of executing the document. If they are overseas we cannot do that.
  2. We cannot perform adequate due diligence on overseas witnesses (even overseas Australian solicitors or Embassy staff).
  3. Live deep fake video technology makes remote identification and witnessing worthless.

For this reason we do not accept remote witnessing or overseas witnessing.

Step 5 - Lender Due Diligence